There are a wide range of telephone scams occurring today. Some have been around for awhile, but we continue to also hear of new ones. Scammers typically use deceptive tactics in hopes of obtaining money or getting sensitive information. Sometimes their tactics include intimidation, fear or immediacy, trying to get you to make a quick decision. Often their tactics appear legitimate, providing you fake websites, emails, addresses and phone numbers.
There are too many scams to list, but common over the past few years are: IRS impostors claiming you owe money, debt collection and threat to shut off services, tech support impostors claiming they have detected a virus or security threat on your computer, prize or gift scams, credit card scammers claiming they need to verify a recent transaction, loan promotions too good to be true, grandparent scam whereby scammer reports grandchild has either been arrested or involved in an accident and needs money, virtual kidnapping fraud, warrant for your arrest scam-better pay or you will be arrested, failed to report for jury duty scam and "can you hear me" scam whereby caller desires to capture your voice answering "yes" so it can be used later for fraudulent purposes. These are just to name a few!
Best practice is not to answer calls from unknown phone numbers. Obviously this is not always practical. Please keep in mind, legitimate organizations typically do not contact people via telephone for payments or sensitive information. Never make payment over the telephone unless you initiated the call or you have first verified the company or caller. There should never be a sense of urgency involved in a telephone payment request.
If you have been the victim of a telephone scam whereby you experienced theft of money, services or identity, please contact the police department. If you did not experience a theft, you do not need to report the call to the police department. The State of Colorado, Office of Attorney General, however has a website that you can report the kind of telephone scam you received. Their website also has helpful information about how to protect yourself from a wide range of fraudulent activity. You can also register to get on no-call lists in Colorado through this site.