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Posted on: October 1, 2018

Low-cost financing available for home energy improvement projects

On-Bill Flyer

The City of Lafayette is piloting a program to help homeowners easily identify and finance home improvements to lower energy use and save money.  This innovative new program provides a low 1.5% APR interest rate to fund improvements such as insulation and replacement windows and appliances, and conveniently incorporates loan repayments onto monthly City of Lafayette utility bills.

A limited number of 12- to 60-month low interest loans, ranging from $1,000-$5,000, are available to qualified low- and middle-income households, and provide a convenient on-bill payment mechanism to cover upfront costs of home energy improvements.  

Applications received through November 2 will be funded on a first come, first served basis.  In the event all available funds are not allocated, an additional application period will be opened up on November 12.


4 Easy Steps to Increased Comfort and Energy Savings

  • Contact EnergySmart at 303-544-1000 to get started! Find out if you are eligible based on the income criteria, and explore your home improvement opportunities (see tables below). Note: to be eligible you must own your home and live in a single family, townhome, condo, or manufactured home within Lafayette City limits.
  • Apply for an on-bill repayment loan through our financing partner, Funding Partners.  You can apply for low-interest loans (only 1.5% APR) ranging from $1,000 -$5,000.  The application fee is $25.
  • Once qualified for financing, schedule a Home Energy Assessment to understand the ways your home is leaking energy.  The upfront assessment cost is $185.  If you complete a home improvement and close on a loan, the $185 will be refunded to you!  Your EnergySmart Advisor will help you review contract bids and find all available rebates for your improvements.
  • Close the loan and pay off the home energy improvement over time via your city utility bill. (There are no closing costs.) It couldn’t be easier!


Eligible home energy projects may include:

  • Attic, wall, and floor insulation
  • Storm windows
  • Replacement furnace
  • Replacement water heater
  • Replacement refrigerator
  • LED lighting
  • Air Sealing
  • Programmable thermostats
  • Low flow showerheads
  • … and more!

Income criteria for eligibility

ami chart


The Lafayette Energy Sustainability Advisory Committee (LESAC) will host an informational Open House on October 10 to provide program information, answer questions, and offer assistance with application paperwork. Interested Lafayette residents may access additional information, sign up to be contacted, and learn about updates at www.cityoflafayette.com/GoGreen


On-bill repayment program Open House:
Wednesday, October 10
5:30-7:00pm
Lafayette Senior Center | 103 S. Iowa St

DOWNLOAD an informational flyer....
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